Saturday, October 19, 2013

Self help group


Self Help Group


If you are serious about spiritual growth and self help, then a group is practically indispensable in getting you where you need to go. It is a fundamental truth in psychology and self help that you simply cannot overcome your problems alone. You need people who have been where you are and who have gone through the struggles you likely will go through as well. Even if your problem is the inability to be alone, it is likely that you can get some help from other people who use ...


Self Help Group,Psychology,Manipulation,Alcoholics


If you are serious about spiritual growth and self help, then a group is practically indispensable in getting you where you need to go. It is a fundamental truth in psychology and self help that you simply cannot overcome your problems alone. You need people who have been where you are and who have gone through the struggles you likely will go through as well. Even if your problem is the inability to be alone, it is likely that you can get some help from other people who use to be afraid of this but who found a way to face their fear and are now completely comfortable with being alone.


A self help group is one of the best ways to make a serious change because the others in the group will keep you honest. We all know how to lie to ourselves and pretend as though we are making a change even when we are not. We run from place to place talking about how we want to change and reading every book in sight but we are experts at avoiding the true issue beneath the surface. Our biggest fears are buried deep inside and we look for any way to avoid them so that we wont have to face ourselves. Self help groups force us top be honest because everyone there can see through our lies and it becomes much harder to continue the same old behavior that we have been doing up until now.


As an example, it will help to consider some specific problems that people struggle with and eventually find help in a self help group. One of the most common of these is alcoholism. For years, alcoholics rationalize their problem with drinking and go through scores of relationships wherein they will do and say anything in order to continue drinking. Divorce, loss of job, loss of house and loss of family are all typical patterns for alcoholics even if these losses take place over the course of decades. Eventually, the alcoholic looks back over their life and realizes theyve been running from one simple truth. They cant stop drinking. Hundreds of people had already seen the problem in the alcoholic but they couldnt see it themselves. The last place on Earth they wanted to go was a self help group. Desperation and disaster finally leave them no other option and they fall into AA to ask for help.


Another common example that we see over and over in self help groups is the pattern of controlling behavior. People tend to avoid the fact that they are powerless over others and seek out relationships where they can control someone either through money or manipulation, always feeling that they are never satisfied with anyone they meet. They struggle with anger issues and feelings of rage when they dont get what they want and their marriages and relationships with their children suffer as a result. Finding themselves at the end of their rope, they may finally turn to a counselor or therapist for help but find that no therapist seems good enough for them either. Because of a problem that is simply too big to ignore, they may stay around the therapists office for several months and, if they are lucky enough to listen to an expert just a little, they may finally have a breakthrough where they can finally see their own self centered behavior up close. Therapists are trained to help a person see their own b

As much as we all wish we could do it all on our own, nobody is all-powerful and we all can benefit from an outside perspective once in a while. As the famous saying goes, You cant unscrew your screwed up head with your screwed up head! Having the humility to see that you need a little help might just bring you the courage to seek one out. Your spiritual growth will be increased tenfold when you follow through and make a self help group part of your ongoing spiritual progress.


 



Find Your Focus - End Procrastination Without Willpower



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Self determination and desires


Self Determination and Desires
What do you desire from life? Do you want material goods, such as a nice house, car, money, fame, glory, or self-determination? Perhaps you already own a fancy car, nice house and have plenty of money but it does not seem fulfilling. Have you ever sit down and projected the reimbursement from building self-determination? You can ask questions so you will realize what you are missing, which can help you find answers and decide what degree of determination you possess. Determination is our strength of mind. The higher the level of determination we have builds on willpower and helps us to find resolves. We find our purpose. In addition to building on the determination and other qualities, we also build staying power, resilience, stamina and so on. Self-determination determines our magnitude to withstand any situation.
Everybody has different views about their life. It is very critical to discover what you want from your life. Each of us has to work through self-development. A portion of this procedure is the process of building self-realization and determination. You can work through this process yourself or ask a mentor to assist you. Discovering you is the most cherished gift one can give to his or herself. It helps us to comprehend our purpose in life.
Rather than striving on materials, you can start working toward self-determination and development to build on your dreams. Coming to self-realization can help you acknowledge and use your talent and skills and try to make use of it to the fullest.
When you develop your skills and abilities, it improves your overall quality of life. To fulfill all our dreams we need the right management and that guidance is inside of all of us.
The way you nurture your body is the same way you need to encourage your being. Positive thinking motivates us and it is one of the best gifts anyone can build on. We all need the right attitude to succeed.
Promote yourself by using affirmations to tell you that you have control of your life. On no account should you lose hope or forget your goals. Unconstructive thinking is your worst adversary. To achieve success one needs a good sense of the right approaches and confidence in their abilities to perform. So change your approach towards life.
We all must learn to identify with our feelings and needs. Learning about yourself is the course of action of recognizing your motives and personality. It helps you to improve your emotional level and will help you to build physical strength. Our mind and body should work in concert. And so, it is of great magnitude to develop and maintain a balance.
One of the best ways to build self-determination is to listen to inspirational audio tapes, and read good quality self-help books. Develop strong relationships. Fortify yourself, and associate with others that are positive. Let your imagination go to work, motivate yourself, and practice calmness and long-suffering. Try to build your mind so that it is more resourceful, make a proper connection amid your professional and private life, hand around with positive friends, open your mind and express your feelings; write about your feelings and express your lifes journey; practice meditation and yoga, help others, take control of your life, create new ideas, desires, and competency.
Take some time out for you. Determination is the best remedy to improve your life. You will become strong in thoughts that even the problems without a solution will seem possible for you to find your way around the issue. Visit the Internet to learn more about self-determination today.


 



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Statement processing more than printing folding and mailing


Statement Processing: More than Printing, Folding and Mailing


Statement processing and delivery has grown up and requires much more than high end Printers and Inserters. Technology Tools have emerged which give Quicker Speed of Delivery, Greater Collection Rates, and Increased Sales.


statement processing


Statement processing and delivery has grown up and requires much more than high end Printers and Inserters. Technology Tools have emerged which give Quicker Speed of Delivery, Greater Collection Rates, and Increased Sales.

Quicker Speed of Delivery

Electronic Invoicing has emerged as a mainstream method for customers to receive their bills. Electronic Invoicing provides tremendous advantages to both Billers and Customers. Customers appreciate the convenience and Billers can deliver their invoices much quicker and at a reduced cost. Currently 32% of customers are paying at least one bill over the internet. It is projected that 52% of customers, by the year 2010, will be paying at least one bill over the internet (EBPP Forecast: 2005-2010 Forrester Research). This trend (if taken advantage of) will result in cheaper bill delivery, a quicker collection period, fewer customer service calls, and happier customers who stay longer.

Outsourcing of bill delivery has become the cheapest and quickest method

 



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Seo and blogging


SEO And Blogging


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SEO and blogging can be used together to provide you with an almost unbeatable combination, not only for free advertising, but also to make money.


If the objective of your website or your blog is to provide information, or to operate a website on a non profit-making basis, then both search engine optimization and blogging can work together to improve your current traffic level. If your aim is to make money, either for a bit extra to pay the credit cards each month or as yo...


Seo, create a blog, blogs, blogging, search engine optimization


SEO and blogging can be used together to provide you with an almost unbeatable combination, not only for free advertising, but also to make money.


If the objective of your website or your blog is to provide information, or to operate a website on a non profit-making basis, then both search engine optimization and blogging can work together to improve your current traffic level. If your aim is to make money, either for a bit extra to pay the credit cards each month or as your main or sole means of income, you can use a blog and a properly designed website to improve your traffic flow.


So lets cut to the chase as they say, or hang out the baby and see what drips off, or put out the mat and see what it collects from your feet! How can people be serious about these things at so-called serious business meetings? Beats me! Anyhow, lets open the refrigerator and see whats fresh.


SEO THE QUICK WAY


First SEO. If your website looks good to the search engines then it will have a good chance of being listed. But lets be realistic: the best is Google, so keep Google sweet and the rest will follow. Design each web page, including your home page, round one keyword or keyphrase. Dont try to optimize any page for more that one keyword or you will fail.


Forget the Meta tags. Put them in if you have the time, but not for the quick way. Put your page title in . tags and include your page keyword in it. It must not be only your keyword, but that should be part of it. For example, if your keyword is Using Blogs the your title could be:
Using Blogs and SEO to make Money


Thats a good sized title, and a good way to use the keyword using blogs for your page. Now, the first heading or headline should be Using Blogs Just that, and put it in H1 html tags. Dont worry about the purity of your html because Google doesnt give a toss as long it can understand your H1 tags and Title.


If you have any graphics, even a payment graphic such as the one that Clickbank provides, add an alt relation to it: < img= . . . alt=using blogs Image 1>. This reinforces the information to the spider that the theme of the page is using blogs.


Use your keyword in the first 100 characters of your body html, for example,


Using Blogs


Using blogs in combination with good webpage SEO has been proved time and again an extremely effective technique in the science of making money. The secret is to understand the needs of bloggers and of search engine users, and how to combine the two into a single money-generating machine that you can design to work on autopilot while you work on your next money-spinning project.


Look at that again: I have used the keyword in the heading, and all the words in the Page title in the first 100 characters. The keyword is used immediately and the rest of the title also in the first sentence. If you also use the keyword once more in the last paragraph the crawlers will love it and you will have a head start on your competitors.


You could then continue on the theme of blogs, and have another section on the same page with the heading: Using Blogs and SEO contained within H2 tags that expands on the theme of blogs and SEO while introducing the concept of using blogs and web pages together to their mutual benefit.


INTERNAL LINKING STRATEGY


That is all you need do on each page, but do it on EVERY page that should be optimized for every different keyword that you have identified as being worth while to use on your website. However, there is one more thing you must do and that is to design your internal linking strategy to your best advantage. It should allow your visitors to easily navigate between pages, and also reach pages that they want to see such as your Privacy Policy and Contact details.


However, it is more that that. It is also a means of leading the search engine spider to dance your dance, and not Googles Dance, as it were. Lead the spider to the pages you want it to see when you want it to see them, and bar it from seeing those it doesnt have to see. You can allow humans to see pages that you have barred from spiders. Simply place a big Humans Only sign above each door, and spider cannot get in.


BLOGGING


Your blogs should be updated to show every change you make to your website, but be optimized for different keywords to those your website is using. I have tested blogs with and without the same keywords and my web pages, and they generally work best when not competing.


For some reason that I cannot apply logic to, I get better results from my website when linked to blogs that have different keywords, that the same. However, thats unimportant. What is important is that, unlike article directories, the articles in your blogs can advertise as many websites or products as you want. That is one of their major benefits when used in conjunction with websites. You can use one to advertise the other without fear of losing anything because they both belong to you. You cannot have a net loss with links between two of your own sites.


If you ping your blog to every web2 site that you are registered with then you can get a lot more traffic than if you had only used SEO for your free traffic. Blogs, too, are free, so use them.


CONCLUSION


If you use easy SEO and worry only about the elements I have mentioned above, you will have a great chance of your webpage home page being listed high on Google and the other search engines. If you use your blogs to advertise your site, not only to other bloggers but also to the many social bookmarking and Web2 sites that you can join, then you can achieve success in much less time than you might have imagined.


If you are not willing to put the blogging and Web2 work in, then you will not be so successful, and do not deserve to be.


 



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State funded health insurance for your child


State Funded Health Insurance for Your Child


Health care is one of those services that everyone needs, especially children. Yet, like in many other countries, the United States does not provide either federal or state blanket medical coverage for children.


For a lot of parents, the answer is individual or job-based health care insurance coverage. Unfortunately, many of these plans aren’t as comprehensive as people might think, and your child may not be covered. If that is the case, you will have to increase your coverage or look to state-funded health insurance, which can provide medical insurance security for children of working families – those who may earn too much income to qualify for Medicaid assistance but not enough to realistically handle medical care or even ongoing private insurance.


Medicaid is a federally-funded program aimed at assisting low-income families get the medical attention they need. Medicaid-insured families may also receive access to discounted prescription drugs.


Each state has its own version of Medicaid delivery. There are many Internet resources available to guide you through the intricacies of Medicaid in your state, or you can call your local Medicaid office or your state representative’s office for more information.


Ask how much income you can earn before being disqualified from Medicaid coverage, and what the guidelines are for determining income for Medicaid assessment and qualification purposes.


Figures from Centers for Medicare & Medicaid Services indicate that while a higher percentage of children are now enrolled in Medicaid insurance programs (nearly 20 percent, up from under 16 percent in the late 1980s), the percentage of children who have no health insurance coverage at all has also jumped from 13.1 percent to 15.4 percent. The Centers for Medicare & Medicaid Services website suggests fewer children being eligible for coverage under company-sponsored plans is behind a large part of the increase.


The State Children’s Health Insurance Program, or SCHIP, was created in 1997 so that each state could provide medical health insurance to children under the age of 19 who are not otherwise covered under a health care insurance plan. State Children’s Health Insurance Program guidelines and eligibility vary widely from state to state, so you will have to find out the specifications for where you live, but generally children under the age of 19, who are part of a family with an annual income of up to $36,200 per year are eligible for services such as physician visits, hospitalization, immunizations, prescriptions, and emergency room treatment. For children who qualify, there is no cost or only a nominal fee for these services. Again, depending on in which state you live, coverage may also extend to eye care, dental care and medical equipment.


Literally millions of children are covered by SCHIP every year, but there are millions of others who do not have health care insurance. Uninsured children are unlikely to receive adequate medical attention, which can be cost prohibitive, leaving them at risk for serious illness and health conditions.


Children of immigrant or alien families are among those kids who are often lacking medical insurance thanks to fears that an individual’s or a family’s immigration status will be adversely affected if their children are enrolled in Medicaid or State Children’s Health Insurance. The only case in which immigration officials consider a child’s participation in a government-funded health care program is if the child requires long-term care, such as in a mental health facility or nursing home. There may be certain limitations on some services, such as long-term care, but for the most part, using government insurance to protect the health of their children is risk-free for immigrants hoping to obtain a green card.


Regardless of your financial or other status, it is vital that children receive proper medical attention from the time they are born until they are old enough to look after their own needs. This includes responsive medical care such as treatment of illness, disease and trauma, as well as regular preventative care such as vaccinations, checkups and nutritional monitoring. It has become a clich©, but children really are the future, and with proper medical care and attention now, that future can be one with a lot of healthy people who create far less strain on American’s already burdened healthcare system. Think of health insurance for children as an investment in the future.

 



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Monday, October 7, 2013

5 Things You Should Know Before You Flip A Property

1. Money is made at the buy, not the sell of your flip. When flipping a house your money is made at the purchase not at the sell of the house. So, many times people buy a house with the intensions of making a huge profit only to find out that they could not make any money after all the renovations because the purchased price of the house was to high. When you purchase your property you need to be sure that you buy the house with enough money to make renovations, have carrying cost, and add about 5 $6,000. Now, cost is at $147,000, and that is if everything goes as planned. Profit is under 10,000 dollars. The mistake was made at the purchase at the home, not the sell.


 2. Get an inspection on the home - Get a complete inspection done on your property. By, spending a few hundred dollars on this expense you can save thousands in problems that you cannot see. Foundation, Pest, Wood Rot, Etc... By, getting a full inspection you can rest assured that you know every thing that is wrong with the property before its to late. In the contact for the house you need to make sure that you have 7 days to have a inspection preformed, and if the inspection finds problems that are going to cost more money that you are willing to spend you can get out of the contract with no penalties.

 3. Don't do the work yourself: - Get a contractor or several sub-contractors and have the work done quickly. You need to have you house flipped ASAP, so that you can get it on the market and get it sold. When I started flipping my brother and me did a house together, and we did all the construction. I had a construction background and figured it would save thousands, but it took us over 4 months to get the work done that a contractor could have had the work done in a month. But, we trying to save money on our flip did all the work on our time off and after work, and it just took to long. On our 2'nd flip we used contractors for almost everything and had the house completely flipped with a new roof, new air conditioning, new hardwood, and much more in only 3 weeks. We did not have to spend all our time working on the property and were able to spend that time looking for the next deal. This is how you get rich in real estate.

 4. Place the property 1 to 2 percent below market value: If you are wanting to flip real estate and make money the object is to buy and sell the property as quickly as possible, so that you can move on to the next house. If you purchase a house and try to sell it at top dollar to make and extra couple of thousand dollars on your flip, and end up holding it for 6 months you are loosing money. Get the house on the market at a price that is going to blow the competition away, and you will sell it no matter what the market conditions. On our second house the market for selling house went down do to the housing market as a whole, and the tightening of the loans across America. We were told that you could not sell a property in this market, but we went ahead anyway and flipped our house. After 3 weeks on the market we had 3 people wanting to buy the house. Why, because we offered it at such a great deal that people wanted to jump on it. That is what you have to do especially if the market is slow.


 5. Use a real estate agent - Do not try to sell you house on your own. Harness the power of a real estate agent and the power of the MLS system. When you do a FSBO you are depending on people driving by your house and seeing you sign, with a real estate agent you have some one actively marketing you house to get it sold. Once again this will free up more time for you to look for more great deals. If you want to help the process I have found that craigslist and listing you house in google adwords help to, but I use these tools with the help of a agent to make sure I have all my bases covered.

 I hope this article has been helpful with the basics needs of flipping a house. If you will study and learn you will make money. But, do your homework before you purchase a house, and make sure that you can pull a profit on your deal. Then, make it happen!